Email Disclaimer

This email and any attachments are intended only to be read or used by the named addressee, and may contain confidential information. If you are not the intended recipient, please immediately delete it from your system and immediately notify the sender. You must not disclose, copy, use or rely on or distribute any part of this email or any attachments if you are not the intended recipient. Confidentiality is not waived or lost by reason of mistaken delivery to you. We give no warranty that this email or any attachments are error or virus-free.

OM Financial Limited, its associates, Directors, officers, agents and employees (OMF) each declare that they, from time to time, may hold interests in securities and/or earn brokerage, fees or other benefits from financial product transactions mentioned in this email and any attachments. Any information in this email is general information only, and has been prepared without regard to any investor’s individual objectives, financial situation or needs. It is not specific advice for any particular investor: before making any decision involving the information provided, you must consider the suitability of the information contained in this email and any attachments, having regard to your objectives, financial situation and needs and consult your independent financial and tax advisers. Any indicative information and assumptions used in this email and any attachments are summarised and may change without notice to you.

OMF believes that any information or advice (including any financial product recommendation) contained in this email or any attachments is accurate when issued but does not warrant its accuracy or reliability. Persons who rely on it do so entirely at their own risk.  OMF is not obliged to update you if the information or its advice changes. OMF exclude to the full extent permitted by law all liability of whatever kind, in negligence, contract, under fiduciary duties or otherwise, for any loss or damage, whether indirect, consequential or otherwise, whether foreseeable or not, to the extent arising from or in connection with this email and any attachments.

This information has been prepared without taking into account your personal objectives, financial situation or needs.  You must consider its suitability to your circumstances before acting on it.